2012-08-30, 02:24 AM
I think your reasoning is solid.
Adoption - or surrogacy, should you choose that path - is expensive. It makes sense to want to insure against needing to do it again. And obviously it makes sense to shop for the best plan.
Sentiments are irrelevant when talking insurance. Money can't make up for the mental anguish of losing a child, unless you intend to use the money to drown your sorrows in alcohol.
Adoption - or surrogacy, should you choose that path - is expensive. It makes sense to want to insure against needing to do it again. And obviously it makes sense to shop for the best plan.
Sentiments are irrelevant when talking insurance. Money can't make up for the mental anguish of losing a child, unless you intend to use the money to drown your sorrows in alcohol.