2012-07-26, 02:47 PM
ElderTree Wrote:The article mentions that the guy has started procreating, so I'm sure he's confident he can afford a baby until it is 18+.
According to:
http://news.ehealthinsurance.com/pr/ehi/...18305.aspx
The average health insurance premium for a family in the USA in 2011 was $4,968/yr, or $414/mo.
And according to:
http://visualeconomics.creditloan.com/ho...ise-a-kid/
The average child born in 2011 will cost $222,360 by the time they are 18 years old, or $12,353/yr. (Middle income family with 2 kids, using cost of younger kid so it includes hand-me-downs)
So health insurance for your entire family costs ~40% of what he should expect to spend on his kid. He could have obviously afforded it and it would have saved him $1.6 mil if the insurance covered 80%. Seems like a good deal.
The reason he's in the hospital is because of a crazed gunman, but there are plenty of other expensive things that could have happend. Like if his baby ended up in the NICU from being a premie.
This is a dumb argument. You don't look at these statistics when you decide to have a baby, nor is it suggested anywhere the circumstances, for all we know he's being honorable to a girl he knocked up. Disregarding all that irrelevant information, the point I was coming across was even with health insurance the cost is utterly ridiculous especially since he had no fault besides going to the goddamn movies.