Secret Order of the Golden Snails

That is how it was for me, until at some point they decided to just Error 51 me and be done with it.

[MENTION=1677]rualyn[/MENTION]; "Error 51" is a cursed state they put your account in when they've decided you're a bad credit risk (for whatever reasons which are never devulged, for "security"). It causes you to get an error message as soon as you choose to pay with either Credit Card or PayPal, before you even get the chance to input the card's details or get to the PayPal page. There is no way to undo it.
It has nothing to do with the Order of Golden Snails. We are just bitterly amused at Nexon inviting people to this Order of loyal and trustworthy customers, when they still have us blacklisted.

I was 51'd without ever having charged credit. Although the surveys may have done it.