Are Warriors a Dieing Class?

I like how everyone keeps saying that scrolling is the solution, as if we all had an infinite amount of money. Not everyone is a merchant with mules that are capped out on money and items and not everyone has the ability to spend their parents' entire annual income on NX. At level 85 I have 21mil and bought NX only once to get married. I don't have the money for a zhelm or any of those godly equips and I definitely don't have the luck required to scoll such an equip myself. It's really not that easy and I don't know how in the world some warriors are able to make so much money.