People being hacked since the last Server Check.

Our accounts are the cars, Nexon database is the garage. If someone's breaks into the garage, who's fault is it? We keep our car keys (login info) safe, but Nexon didn't take care of the garage (MTS exploit, database leaks...).

I really don't care if the car was mine or not, Nexon could at least admit it was THEIR fault.

In that analogy, the garage has a copy of your car keys hanging on the wall somewhere for the thieves to take once they get in. All they need to do is decide which car to take.