How do you usually configure your keyboard?

Whenever I create a new character, I ALWAYS set these:
Jump = Space
Ability = A
Skills = S
Main attack = D
Sit button (default X) = ~
NPC Chat button = Y
Whisper = -
Chat = =
Monster Book = O
Family = U

And then as I gain levels:
Chair = .
Secondary attack(s) = T, C, V, Ctrl, Alt, Shift
Booster = F
Teleport = X
Flash Jump = C
HP Pots = Del
MP Pots = Ins
Buffs = Home, End, Pup, Pdn
Mount = Insert, depending on what else it's being used for.

I think that's about it.

EDIT: Oh and loot stays on Z for me.