How should I plan out my hero?

I was wondering how I should plan out my future hero because I just like planning things out in general. So far, I have a base of 40 dex and blessing of fairy 5, and I estimated that I would have enough acc to hit skelegons at 120. Currently, the slots that are not used that have items which can have w.atk are gloves, sword, shield, cape, and belt. I am currently wondering what would be the most efficient combination with 750m and then what would be the most efficient combination with 1.7B. (I have a merchanting plan but I am not sure whether or not it is going to work.)

My ideas are: (750m)
-120atk 2H sword for around 350m
-11atk SCG hammered 130m
-5atk PAC 0 slots 200m
(Not sure about rest)

My ideas are: (1.7B)
-16~18atk Maple shield 700~1B
-11atk SCG hammered 130m
-Reverse 1H sword (I would use the rest of my mesos to scroll this, this could include using vega scrolls to scroll it.)