The quest to requipping my low-dex hermit

Hello, I have a level 103 hermit with 47 base dex. Its almost completley stripped off.

Here's what I have.
9 att wg
10 dex 1 att pink adventurer cape
Deputy star.
1 steely and 14 icicles.

Now, I want to return to my hermit, and i also have a low-dex chief bandit i want to make a shadower so its a good chance. (Because hermit low-dex items apply to both cbs and hermits)

I have 300m in fundings to equip my hermit. what should I buy?
I will buy a zhelm ofcourse, thats 100m karma'd. but what else?
should i buy a top/bottom set or an overall with 20+ dex?