Need help with skill statistics.

Depending on what monster you're at, it's really not a good idea to get hit using Chakra. I'm killing Wolf Spiders, my Chakra is level 20, I usually take 740 ~ 780 damage from them. While in Chakra, I only take 420 ~ 450 damage. However, to use Chakra my HP has to be below 50% (which is 1395 HP for me). I'd really be risking death if I use Chakra in a mob and it doesn't help much because they can hit you twice before you can move, because of Chakra.

I think I made no sense or if this was really necessary. I use Chakra when my HP is from 900 ~ 1395 HP and there are no Wolf Spiders near, or I just stun the one that's near me and use Chakra. If I'm lucky, I completely recover my HP.

Also, I love Band of Thieves costing 25 MP now, I'm actually making money!