So what is the most poplar loadout for phantoms?

I don't have a high level Phantom nor high% buff. Can't really test.

Maybe someone should help do the maths for these scenarios:
1) (Arrow Blaster*noCD-Final Cut) + (Mille Aguille*Hyper*noCD-Final Cut) + (Carte Noir*noCD-Final Cut)
2) (Cross Surge) + (Rapid Fire) + (Carte Noir) *20% boss(maybe)

But scenario 1 seems so much more beneficial than scenario 2.