What counts as being 'funded' these days?

I have not played for about ~7 months, so not sure how much the game has progressed past Fafnir. On the topic of Zakum though, don't buy a helm. Why? Because you can solo easy zak for one, and later normal zak. Most classes now even unfunded can take down zak.

:o i didn't even know there was an Easy Zak option. I've never tried him at all idek how u get to him lol.