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what i mean is that there's been plenty of people that have changed the password/PIN while getting hacked, which prevented the hackers from grabbing every single thing in their accounts because they had to relog and then the password was different, with this if a hacker gets into your account it's GG.

Ah. I get what you mean now...but the cases of recent* hacking I know doesn't allow for that since their email has been changed etc. Though I suppose changing passwords/PIC midway would prevent the "closer" people from hacking/betraying you.

*Generally though people are a lot more aware and cautious and it's becoming less prevalent or at least that's what I observe from the forums.

I think the benefits of this to the community far outweighs the risks involved :/.