2013-08-06, 12:33 PM
Use only as necessary. Avoid everything that needs constant maintenance e.g. car. You should consider buying bike instead. Unless it's beyond your strength, then go for public transport. I don't know which is more expensive over there, so do the math yourself. Make a list of what you've spent each days and how much income you'll get on each month. You'll see the picture of what you could've avoided.
I, for example, only bought a bike and an air card for internet access (my room's internet is utter pomegranate). My daily expense is just 3 meals of food. That's it. I don't even have credit card. I believe it will somehow persuade you to spend more than you can find. I use MS excel to list things I've spent each days, and how much I have left until I hit red.
But in the end, you have to stop buying those stuffs by yourself. Before buying, think of the cheaper alternatives first.
I, for example, only bought a bike and an air card for internet access (my room's internet is utter pomegranate). My daily expense is just 3 meals of food. That's it. I don't even have credit card. I believe it will somehow persuade you to spend more than you can find. I use MS excel to list things I've spent each days, and how much I have left until I hit red.
But in the end, you have to stop buying those stuffs by yourself. Before buying, think of the cheaper alternatives first.