2013-08-01, 01:54 PM
Takebacker Wrote:One more thing you probably already know...avoid credit cards as LONG AS POSSIBLE. They're probably necessary once you have a salary and need to pay off a space or a car, but until then you do not need a pseudo "get out of any charge no problem" card. I've used my debit card for everything with no troubles so far and you can too.
I'd disagree on this point, credit cards are great if you have a budget. I exclusively use my credit card to pay for everything, and I pay it off at the end of every month. The money sits in my account longer and I get rewards, which have totaled to over $100 so far this year.