I feel like I'm spending too much. Please tell me how I should manage my money?

You're not spending too much money. The reality of the matter is you were raised in a setting that made you a lot more conscious of money and what you really do and don't need. Which isn't a bad thing by any stretch of the imagination, but it seems to have given you a negative connotation towards spending money in general.

One thing you really don't seem to grasp it that you're young. You don't have a mortgage, you don't have kids to provide for, and your bills are likely insignificant. There are pros and cons to being young. On one hand your jobs are going to suck. You'll make minimal money and it won't go nearly as far as you'd like. But on the other hand you have the benefit of only being responsibly for yourself. In other words: don't be afraid to drop money on a pair of $80 jeans here and there, or a calculator for school if you can realistically afford to buy it and your basic needs are being met. You're young and there is a certain level of frivolous spending that accompanies being young, but as with everything in life, within moderation. Set aside some money every month for a rainy day, pay your bills, and leave some money for fun.


lol@me talking like I'm an old person when I'm only 21.