2013-07-30, 12:10 AM
When I first started getting money from my job, I would just decide on an amount I would be 'allowed' to spend every week/month. If I didn't spend it, it would go into a 'pool' in which I could use to buy more luxury goods later on, if i needed to. The rest of it went into my savings. Basically the simplest budget possible, "spending" and "saving."
It's worked out pretty well since then, and I never have to worry about not having enough money to buy birthday gifts or something for family ^^
It's worked out pretty well since then, and I never have to worry about not having enough money to buy birthday gifts or something for family ^^