2012-12-10, 04:38 AM
SaptaZapta Wrote:Nexon's $150 Paypal charge limit is per Nexon Passport, not per Paypal account. So she could have $100 charged on each of those accounts.
She wasn't doing it for "insurance", and she didn't attempt to charge back.
I'm just saying, if they don't touch Paypal users for fear of losing a couple hundred dollars, tops, why did they ban her when they stood to lose a lot more?
The PayPal account itself isn't what gives you that insurance: it's the Nexon account and how much has been charged on it.
If she charged $1000 on 10 different accounts but $0 on her own, Nexon can ban her Nexon account and she can't do anything about it.
If she charged $150 every month on her friend's account, that account will be "high risk" according to Nexon because banning that account would relieve hundreds of dollars, regardless of whoever charged it (could be the actual owner, or 2+ other people). They care about the money coming in, not where that money is coming from (unless it's fraud). Conversely for a ban, they care about how much money is going out, not who or where the money goes when it does go out.
I'm not saying she was doing it for the "insurance", I'm saying that the act of charging through PayPal is insurance for an account is a deterrent for Nexon and that it was spread thin. If she charged every single NX transaction on her own account and not on any other account, I am quite sure that she would never have gotten banned or if she did, she could easily repeal that.